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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A lender whose mortgagor has defaulted may be offered a deed in lieu of foreclosure. If accepted, which of the following will be true?

A) The lender will usually retain rights under mortgage insurance or VA guarantee.
B) Because it is voluntary, it will not be an adverse item on the buyer's credit.
C) The lender will take the title subject to any junior liens.
D) The loan will still be assumable.

2. A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A) an impound, escrow, or reserve account
B) a margin account
C) a PMI account
D) an adjustment account

3. An intoxicated buyer made an offer on a house. The owners accepted the offer. This contract is

A) void.
B) unilateral.
C) illegal.
D) voidable.

4. A buyer and broker enter into a 3-month exclusive buyer agency agreement. With regard to the broker's right to be compensated and to work with other clients, this means that during the term of this agreement, the broker

A) is entitled to compensation even if the buyer purchases a property that they locate.
B) must be compensated by the seller.
C) is only due compensation if the buyer purchases one of the broker's listings.
D) may not show a property to other buyers until the buyer decides if they want to make an offer.

5. A broker maintains a real estate agency and terminated two salespersons. In this situation, the broker is REQUIRED to take all the following actions with regard to these two salespersons EXCEPT:

A) pay any undisputed compensation due within ten days of the broker's receipt of such funds.
B) abide by the post-termination compensation clause contained in their employment agreements or provide a written explanation for not doing so.
C) provide each with a written accounting of all monies due each salesperson.
D) permit them to remove original sales or listing contracts from the broker's office.

Solutions: